From Our Point of View

You’ve probably heard of Bitcoin. Maybe you’ve started to hear about other digital currencies like Ethereum and Polkadot that are gaining popularity, too. When it comes down to it, it can feel overwhelming to sort through all the information about the myriad of digital currencies available. It doesn’t have to though. Read through this article to learn about the different kinds of digital currencies and the risk factors of cryptocurrency and digital assets to decide if they are a good investment for you.

Investing in real estate can be a relatively safe way to grow wealth. Although buying a home can cost a lot of money, real estate prices tend to rise and you could see a positive return on your investment if you maintain the property well. However, many people who buy houses have much of their net worth tied up in the home’s equity. Having too much of your net worth tied up in real estate can result in liquidity problems; it exposes you to more risk and prevents you from pursuing other investments.

We are not here to convince you why stocks are better than real estate, or vice versa. Instead, we want to establish how a balance of real estate vs stocks means returns in an investment portfolio. Because each investment has different risk and return characteristics, they can be used together to effectively build a net worth portfolio.

We are constantly working to expand our services to our clients. Last year we introduced nightly market updates around major market moves and expanded our TIPS (Taxes, Investments, Planning, Spending) newsletter. This year we’re introducing our quarterly update where we provide our insights on the market and how it impacts your investments.

Taxes? Check! Investments? Check! But how do they work together? Trust us, we get it. Quite often, our clients ask many of the same questions about taxes and investments, and because we’ve answered and served our clients well, we thought we’d highlight and answer some of the most frequently asked questions here.

US stocks portend volatile markets leading into the election and end of 2020. This fact reenforces the importance of investments outside of the S&P 500.